XpertHR benefits and allowances survey 2012: demise of final-salary pensions continues

With the issue of pensions rarely out of the news - and a diverse array of pension arrangements in place across the UK - this part of our 2012 benefits and allowances survey examines the current picture in respect of this critical benefit. We also look at three benefits that are valued highly by employees: long-service awards, childcare provision and internal discounts.

On this page:
Box 1: Categorising pension schemes
Defined-benefit versus defined-contribution schemes
Defined-benefit schemes
      Final-salary schemes
      Chart 1: Is the final-salary scheme open to new members?
      Career-average schemes
Defined-contribution schemes
      Group personal pension plans
      Stakeholder schemes
      General money-purchase schemes
Auto-enrolment and Nest
Employer and employee contributions
Death-in-service cover
Wider benefits packages
      Childcare
      Long-service awards
      Staff discounts
Our research
Table 1: Pension schemes in operation in 2012
Table 2: Employer and employee contributions to pension plans, % of salary
Additional resources on XpertHR.