What information must employers provide to employees about pensions auto-enrolment?
One of the employer duties under the pensions auto-enrolment provisions is to provide certain information to workers. All employers will have an obligation to provide specified information to their workers within prescribed time limits. For example, employers must give information to eligible jobholders who are being automatically enrolled. This information must include details of what automatic enrolment means for them, the value of any contributions payable to the pension scheme by the employer and the jobholder and their right to opt out and opt back in. Employers must provide this information by no later than six weeks after the eligible jobholder's automatic enrolment date. Those eligible jobholders who are already members of a qualifying pension scheme must be provided with information about that scheme within two months of their enrolment date.
The only exception to the duty to provide specified information is that it is not necessary for employers to provide information to an entitled worker (ie a worker who earns less than the national insurance lower earnings limit) who is already a member of a relevant pension scheme.
All information under the employers' information duty has to be provided in writing, which can include sending information by email, but will not include merely putting information on a company intranet or noticeboard.
The Pensions Regulator has published guidance on employers' information duties (see Information to workers).