Browse frequently asked questions and answers on key HR issues. Navigate by topic or key word search. View latest additions or suggest a question to the XpertHR editorial team.


Who is entitled to a state retirement pension?

What are the rates for the basic state pension?

What is the state second pension?

Are employers obliged to offer an occupational pension scheme?

Is it permissible for an employer to offer a pension scheme only to full-time employees?

What options are open to employees if their employer does not offer an occupational pension scheme?

What is a stakeholder pension scheme?

Are employers legally obliged to make stakeholder pension schemes available to all employees?

What happens if the insolvent employer has failed to pay contributions into a pension plan?

Does the National Insurance Fund cover unpaid pension fund contributions in an insolvency situation?

Do employers have to provide survivors' pension benefits to same-sex partners?

What changes to workplace pension law are being made by the legislation on auto-enrolment?

When does auto-enrolment come into force?


How do employers know what their auto-enrolment staging date is?

Each employer is allocated a staging date, based on the number of people in its PAYE scheme. Employers can check their staging date on the staging date timeline on the website of the Pensions Regulator.

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What is the relevance for employers of 1 April 2012 in relation to auto-enrolment?

Will auto-enrolment affect small employers?

Which employees qualify for automatic enrolment into a pension scheme?

What is a "qualifying scheme" under the pensions auto-enrolment provisions?

How much must employers and employees contribute into their pension scheme under the pensions auto-enrolment provisions?

Do the auto-enrolment provisions affect employers that already provide their employees with access to a pension scheme?

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