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Browse frequently asked questions and answers on key HR issues. Navigate by topic or key word search. View latest additions or suggest a question to the XpertHR editorial team.
Who is entitled to a state retirement pension? What are the rates for the basic state pension? What is the state second pension? Are employers obliged to offer an occupational pension scheme? Is it permissible for an employer to offer a pension scheme only to full-time employees? What options are open to employees if their employer does not offer an occupational pension scheme? What is a stakeholder pension scheme? Are employers legally obliged to make stakeholder pension schemes available to all employees?
If an insolvent employer has failed to pay employer or employee contributions into an occupational or personal pension scheme, the trustees of that scheme may apply in writing to the BIS Redundancy Payments Service for payments into the scheme from the National Insurance Fund.
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