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Pension auto-enrolment phased in over four years

The auto-enrolment of employees into a pension scheme to which the employer must contribute starts in 2012. The requirement to automatically enrol eligible employees is being staged over a four-year period, while the minimum level of employer contribution will not be fully effective until October 2017. We describe the requirements.

On this page:
Who must be automatically enrolled?
Staging arrangements
Quality test and minimum contribution levels
Pensionable earnings
Who can opt in?
Auto-enrolment process
Opt-out arrangements
Re-enrolment arrangements
Monitoring compliance
Early planning
Our research
Table 1: Staging dates for auto-enrolling.