Sheila Attwood Editor's message: Occupational pensions have long been the main-stay of the employee benefits package, and now many employees are members of a pension scheme as a result of pensions auto-enrolment (see Auto-enrolment for further information).

The type of pensions that employers provide has been going through a process of change for many years - the shift from defined-benefit to defined-contribution schemes continues in the private sector, while career-average schemes are common for public-sector employees.

Sheila Attwood, managing editor, pay and HR practice

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